工程管理专业毕业论文--探析住房融资租赁经营模式.docVIP

目 录 1前言 1.1研究背景与意义 (1) 1.2国内外研究现状 (1) 1.3本文研究思路 (2) 2 住房融资租赁概述 2.1 住房融资租赁定义 (2) 2.2 住房融资租赁形式和特点 (2) 2.3 实现住房融资租赁主要条件 (3) 2.4 中国进行住房融资租赁的环境背景分析 (4) 2.5 目前进行住房融资租赁的必要性分析 (6) 2.6 住房融资租赁的现实意义 (8) 3 住房融资租赁经营模式 3.1业务模式 (9) 3.2 出租人经营组织体系 (17) 3.3 实现租赁资产证券化 (18) 4 住房融资租赁市场假设 4.1 市场供给会创造需求 (20) 4.2 消费产品和服务对人们意识具有灌输和操纵的作用 (20) 4.3 人们会对激励作出反应 (20) 4.4 人们需要更灵活的住房形式 (21) 4.5市场化是实现住房分配的有效方式 (21) 5住房融资租赁市场机会分析 5.1自有房屋比例在短短几年里大幅下降Abstract Financial leasing is e based on the original financial and business innovative of business model and financing model．Traditional operating lease is the goods and assets of lessor will be leased to the lessee who hope to get service, such a simple form of demand and supply transactions, modern finance lease financing through financial and material resources to achieve the purpose of use．The market management innovation from operating to financial leasingthe motivation is to solve the difficulties in financial intermediation of modern society．Modern industrial and information society produce high-value equipment and consumer goods, the reality is that people consumer more and more, so they have to face the problem of funds shortage．Financial leasing is a good method to solve this problemAs the reform of commercialization of housing in china, with the continuous developing of economic and the urbanization is advancing, more and more resident face the problem that the price of housing far beyond their ability to pay．The Real Estate have the attribute of asset, because of their high-value．This paper discuss the effect of housing financial leasing to resident, and why financial leasing will enhance the quality of housing，you will see it is necessary to put forward this housing supply model, because it will change state of resident’s housing and consumption．The Housing Financial Leasing which will be discus later, whose ideal reference from the traditional finance lease, there are distinctness in some aspect．This paper emphasize that the housing ser