舟山市普陀区现代渔业发展问题和对策研究.pdf

AbStraCt As an innoVatiVe product f6r heIping the pOorest community to get o仟poVerty，providing fInancial serViceS tO pOOr 0r lO、^，-incOme SOciaI grOups and shOrtening the gap between r．ch and pOorI mjcrO—crl鲁dit pIays a indispensabIe rOIe and haVe an impOrtant SignifiCance in the prOcess Of its emergence and deVeIopment．But at the same time，it aISO faces many prOblems and has bOttIenecks in its grow【h．Therefore， how to break the bottIeneck for the micro-credit，s deVeIop—path，and thus promote．tS sustainabIe deVeIopmentand exert itS maximum functiOn，is a propOSitiOn wOrthy fOr djsCusSiOn and reSearCh bOth in aCademic and finanCjal business area． Based 0n this，ruraI micrO-credit for farmers and fjsheries in ZhOushan Citv w川be researched in thiS paper，thiS iS aISO the pUrp0Se and VaIUe 0f thiS theSIS． ThiS paper discusses the reSearCh baCkground and CUrrent status Of ruraI miCrO—credit， defines the cOncept Of micrO—credjt，summa r．zes the histO吖Of the deVelOpment Of ruraI micrO-credit，intrOduces its basic systems，and focuses on its domestic and internatjonaI status and problems．With the research of financing status fbr farmers and fisher．es in Zhoushan CiⅣ and major su rVeys in their funding sjtuation，economics and socioIogy theor．es and the me廿10ds Of cOmparIsOn and analysiS w川be uSed tO demOnStrate the deVelopment，existing prObIems and bottIenecks 0f zhOushan rural micr0一credit．And accOrdingly propOsed the rOute choice for deveIoDment of ruraI micro．cred．t in Zhoushan and the methods to break its bOttIeneCkS．That iS：RaiSing the awarenesS Of ruraI financIal inS“tutiOnS fOr miCrO—Crl≥dit’S impOrtanCe：increaSing the support Of micrO—credit tO sOlVe the financjng probIems Of farmers and f．sher．es；intensifying pubIiciⅣand education fbr credit towards farrTlers and fishe r．es， fostering theIr integrity and to create a good faith atmosphere；acceIerating the impr0Vement process of internaI management 0f ruraI financiaI ins“tutions and their Operating capabjIities： IncreaSing p