2013考研英语(二)真题及答案解析2013考研英语(二)真题及答案解析.doc

2013考研英语二真题完整版 Section I Use of English Directions:Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points) Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically. __1__a true cashless society is probably not around the corner. Indeed, predictions have been ___2__ for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment would soon revolutionize the very __3__ of money itself, only to __4___ itself several years later. Why has the movement to a cashless society been so___5___ in coming? Although electronic means of payment may be more efficient than a payments system based on paper, several factors work __6___ the disappearance of the paper system. First, it is very ___7__ to set up the computer, card reader, and telecommunications networks necessary to make electronic money the___8__ form of payment Second, paper checks have the advantage that they ___9___ receipts, something that many consumers are unwilling to __10__ . Third, the use of paper checks gives consumers several days of float - it takes several days __11___ a check is cashed and funds are __12___ from the issuers account, which means that the writer of the check can cam interest on the funds in the meantime. ___13__ electronic payments are immediate, they eliminate the float for the consumer. Fourth, electronic means of payment may __14___ security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information ___15___ there. The fact that this is not an __16___ occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and __17___ from someone elses accounts. The __18__ of this type of fraud is no easy task, and a new field of comput