securewirelessaggregation.docVIP

Secure Wireless Aggregation Y, Inc. 3600 Bridge Parkway, Suite 200Redwood Shores, CA 94065 Abstract In this paper, we describe the concept of a highly secure wireless aggregation service. A wireless aggregation service is a service that allows a user to view all of his or her personal information (bank balances, credit card balances, brokerage account balances, travel reservations, and email) from any mobile device without requiring the user to “browse.” This personal information is gathered and kept up to date from all the web sites that a user already uses, including online banking, credit card, and brokerage web sites, such as Citibank Direct Access, American Express Cards Online, and Merrill Lynch Direct. Yodlee’s wireless aggregation service gathers information from over 1,400 such web sites today, securely stores all a user’s login names, passwords, and personal data in one place, and allows the user to securely access this information from a variety of mobile devices including PDAs and web-enabled phones through wireless access and synchronization. Introduction The convergence of wireless data technology and the Internet, in its existing form, leaves the user with much to be desired in the way of content and services. The lack of content and services in the wireless environment stems from the need for content and service providers to re-develop existing web applications to suit the wireless environment. Often, this results in browsing-based applications that do not answer a user’s needs conveniently. This presents a new business opportunity for services that aggregate information and package it in a way that is able to meet a user’s needs. A wireless aggregation service allows one to access all the personal information that one is used to being able to access on the web on a mobile or wireless device. No effort is required by the web sites from which the personal information is aggregated. Such a service brings together the most imp