国际结算方式 汇创新款.pptVIP

Chapter 3;International exchange国际汇兑refers to operational activities related with the currency conversion货币兑换 and transfer of funds between countries in order to settle the claims and debts by payment instruments through banks. In broad sense--the international settlement In narrow sense--international bank remittance Types:;;3.1 definition;;3.2 Parties related to a remittance ;;;;3.3 ways of transfer;3.3.1 Remittance by airmail (M/T);A simplified remittance diagram;3.3.2 Remittance by cable/telex/SWIFT;;T/T diagram;payee;采用电报或电传的汇款方式;;example;;;举例;采用SWIFT的电汇方式;适用于汇款的SWIFT格式M＝Mandatory Field必选项目 O＝Optional field可选项目;;;;3.3.3 Remittance by Demand Draft;D/D diagram;remitter;3.4 Reimbursement of Remittance Cover;;3. Instructing a reimbursing bank to pay the paying bank by debiting the remitting bank’s nostro account;;;;;;Exercises: please write “cover instruction” for each remittance below. The paying bank has maintained an USD account with the remitting bank. Suppose an outward remittance in USD is made, how do you write “cover instruction” for this remittance? In cover, we have credited your account with us Both remitting bank and paying bank have maintained USD account with XYZ Bank, New York. Suppose an outward in USD is made, then “cover instruction” ? In cover, we have authorized XYZ Bank, New York to debit our account and credit your account with them ;3.5 cancellation of the remittance;According to the time of shipment and of payment : 预付货款(payment in advance) :pay at the time of order(cash with order) or prior to shipment of the goods, commonly used in specialized and capital intensive goods. 货到付款（payment after arrival of goods :also called open account, say, cash on delivery/交货付现。 goods sold（售定） sold on consignment（寄售） 凭单付汇(remittance against documents) Characteristics of remittance risky Unbalanced capital burden Simple procedures and cost-efficient; ;Exercise;;;;choice;