IGAB1205寰球至尊B.doc

招商信诺寰球至尊高端个人医疗保险（B款）条款阅读指引The Reading Guide to CIGNACMC Individual Private Medical Insurance (B) Provision 本阅读指引帮助您理解条款，若与条款冲突，以条款为准。This guide intends to help you better understand the following policy provision. In the case of any conflicts with the policy provision, the policy provision should always be valid and binding. 您所拥有的重要权益 Highlight of Your Rights 本保险合同的被保险人为常住国为中国大陆的外籍常住者。本保险合同不承保被保险人在其国籍国发生的任何医疗费用（例如，德国籍被保险人在德国发生的医疗费用不在本合同保障范围内），除非该医疗费用属于条款15所列的情况。Beneficiaries under this policy shall be foreign nationals whose country of habitual residence is Mainland China. This policy does