论文材料准备（国外英文资料）.docVIP

论文材料准备（国外英文资料） Our country small and medium-sized enterprise financing present situation 1, due to various reasons, the current development of small and medium-sized enterprises seriously restricted by financial bottleneck, financing difficulties has become the priority of the issues hampering the normal development of small and medium-sized enterprises.  Small and medium-sized enterprises tend to be in a period of entrepreneurship or development, and their own funds are limited. The growth of enterprises is gradual, and any large enterprise is developed from the small enterprise. Small and medium-sized enterprises are usually in the early stages of development, their own strength is very weak, their own capital and their limitations.  The fierce competition in management has led to increased financial tension. As the market economy improves, the market competition increases. Because small and medium-sized enterprises often are in the market development and nurturing stage, the competitive pressure is much higher than the mature large enterprises. In some foreign brand products distribution enterprise, for example, dealers from brand product manufacturer replenish onrs stock, usually need to pay all the payment for goods to pick up the goods, even for a long time cooperation, has obtained certain trust each other, dealers can only obtain limited credit and credit period. On the other hand, in order to cultivate and develop the market, the distributors often take the form of receiving the money first. That leaves dealers with long periods of exposure to the risk of bad loans.  The financing channels and financing methods of small enterprises are extremely limited. Small and medium-sized enterprises urgently need the money, but the small and medium-sized enterprise financing difficult is obvious to the facts, especially the private small and medium-sized enterprises, in addition to the rights and interests of shareholders investment capital and management in the p