贵阳市小额担保贷款实施细则(The detailed rules for the implementation of small loans in Guiyang City).docVIP
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贵阳市小额担保贷款实施细则(The detailed rules for the implementation of small loans in Guiyang City)
贵阳市小额担保贷款实施细则(The detailed rules for the implementation of small loans in Guiyang City)
The detailed rules for the implementation of small loans in Guiyang City
Chapter I General Provisions
Article 1 in order to further improve the small loans, according to the Peoples Republic of China Employment Promotion Law and the State Council on employment promotion notice (the [2008]5), on the further improvement of the microfinance loan management actively promote entrepreneurship and promoting employment notice (Yinfa No. [2008]238), on the issuance of employment in Guizhou province micro credit guarantee measures for the implementation of the notice (your hair [2010]4), Guiyang Municipal Peoples Government on the implementation of the provincial peoples Government Office on the implementation of a more active employment policy to further improve the employment promotion work notice on Implementation Opinions (government [2010]3) such as document spirit, combined with the actual Guiyang City, these rules are formulated.
Second small loans refers to solve all kinds of support for object occupation and do poineering work independently, and absorbed all kinds of support objects of enterprise funds, the credit guarantee institutions guarantee, by agency bank in line with the provisions of the payment and within the time limit and give a discount to support the policy loans by the government.
Third small loans to implement the voluntary application, strict examination and approval, mortgage, loan, debt maturity, also to pay principle.
Article fourth the municipal and district (city, county) the establishment of small loan guarantee fund (hereinafter referred to as the security fund), and according to the provisions of multiple channels to raise. The guarantee fund accounts stored in the commercial bank, earmarking, closed operation, earmarked for small loans. Microfinance loan liabilities shall not exceed 5 times the guarantee fund. At all levels should establish the guarantee
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