analysis of the current active private lending causes and suggestions（分析当前活跃的私人贷款的原因和建议）.docVIP

Analysis of the Current active private lending Causes and Suggestions [Abstract] In recent years, along with economic development, capital supply and demand have become increasingly prominent, China’s private lending is very active, the reason is multifaceted. Private lending pros and cons, should guide plus counseling, and to take active measures to deal with . [Paper Keywords] private lending, causes, suggested First, the status of private lending Private lending is an ancient way of financing, in our country, there has been very private lending market is currently very active private lending, according to May 15, 2012 Shanxi legal reports, the past occurred in private lending between friends and relatives , multi-purpose loans for everyday life and production turnaround needed, and now the relatives and friends of borrowing is not the main types of private lending is now a private lending in many cases is introduced by an intermediary, lenders and borrowers are not met, the borrower handled solely through intermediaries with the repayment, lending also very common phenomenon many times and many places there was a “professional lenders” and “rentier class”, many of them public officials on the scene. present stage in the main body of private lending chaos is far more than the above statements, many government-led security companies, small loan companies and listed companies are also involved in private lending business. stage of the private lending scope has covered the whole country, and the interest rates are generally higher, in fact, has become usury. Because high lending rates, has exposed many serious problems, such as Wenzhou, Zhejiang, Inner Mongolia Erdos, Qingdao, Shandong, Henan Anyang, broke out private lending funds strand breaks, the boss debt “on foot” event, indicating that private lending exposures have been not a local problem of individual districts face of surging private lending crisis of how to sort out private loans from t