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十分钟教你轻松学会傻瓜式理财(Ten minutes to teach you the easy way to fool financial management)
十分钟教你轻松学会傻瓜式理财(Ten minutes to teach you the easy way to fool financial management)
This article is contributed by yanfen_daisy
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A long-term family asset allocation is divided into two levels: the first level of cash -- at least for family planning for daily living expenses insurance -- buy term life insurance plan 3 to 6 months, there is no money can buy a few copies of accident insurance second level investment planning using monetary investment, bond investment, equity investment to do what is the financial portfolio? The real purpose of financial management is to pursue the balance of financial resources in ones life. To achieve this goal, we need to do three things: first, the management of their existing wealth, the pursuit of reasonable control of expenditure two three, the financial risk control simply, the ultimate goal of financial management is to let you very handsome live this life, every stage without the need to worry about money the problem, which all need planning from now on. Financial planning is actually the measure taken to achieve financial freedom. Financial planning is the first step in investment planning, investment planning is not everyone can do it yourself, this link must have professional people to help you complete. So, as a person who needs help, at this stage, who knows nothing about finance and investment, we need to set a goal first. The target can be divided into the following (please control yourself to which they belong to): a type of accumulation (to accumulation pension), income (two to increase the current income growth (three,) to accumulate funds for major expenditure, housing, cars, education), four (prepare for flow type emergency needs such as health)
Five, safety (for daily necessities), want to know what type of belonging to oneself, need what target, will begin to do per
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