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本科毕业设计(论文)
中英文对照翻译
(此文档为word格式,下载后您可任意修改编辑!)
文献出处: Mishra U. The research of commercial bank credit risk management[J]. International Journal of Multifaceted and Multilingual Studies, 2017, 1(2):13-29.
原文 The research of commercial bank credit risk management
Mishra U
Abstract
Commercial banks have a decisive position in country's economic and social development, the lifeblood of the national economy and economic security. Commercial bank credit risk management is part of the risk management system, and the most important part of the main including operation, credit, customer and market, country, etc. All kinds of risks. Based on commercial bank credit risk management on the basis of general analysis and combing related theory, analyzed the commercial bank credit risk management historical change and the important characteristics, causes and risk identification, risk and risk management way of slow-release, measurement and evaluation, internal control mechanisms.
Keywords: commercial Banks, credit risk, strategic management
1 Introduction
In today's society economies have such intermediaries by Banks, form close and interdependent relationship, between the bank and the bank has also become a symbiotic credit network ecosystem. Once a bank appear problem, Banks and various types of economies, Banks between the bank and pay the chain will break, resulting in a debt chain reaction. Due to the commercial bank credit creation function, the cause of credit risk to a domino effect of magnification, accelerate the impact on the financial system, the normal social payment mechanism will be blocked or even interrupt, and quickly spread to other social and economic main body, lead to the financial crisis and economic crisis, triggered a wider range of economic and social unrest. The reasons for formation of credit risk is complex and varied, have any general root cause of a total of economy and society, and the government's bank institutional arrangements and the particul
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