国际结算chapter1.pptVIP

paying bank receiving bank A B C D E Sum of receivable Net debit A 0 20 10 20 50 100 — B 20 0 20 30 30 100 0 C 20 10 0 30 40 100 — D 10 30 20 0 40 100 10 E 10 40 20 30 0 100 60 Sum of payable 60 100 70 110 160 500 Net credit 40 0 30 — — 70 Clearing principles Some major payment system SWIFT Society for worldwide inter-bank financial telecommunication established in 1973 advantages: faster, more reliable communication; reduced transaction errors; lower transmission costs; greater efficiency; better statistics; increased security SWIFT 银行业务九大类型： 客户汇款 Customer Transfer 银行间头寸调拨 Bank Transfer 外汇业务 Foreign Exchange Confirmations 托收业务 Collections 证券业务 Securities 贵金属和银团贷款业务 Precious Metals and Syndication 信用证和保函 Documentary Credits and Guarantees 旅行支票 Travelers Cheques 银行帐单处理 Statements ￥2.84元 USA Cost Comparing: CABLE TELEX SWIFT ￥180 元 ￥21.6元 CHINA 全球性帐务清算和资金转移网络 环球同业银行金融电讯协会 交换银行互相收付系统 交换银行自动收付系统 交换银行互相收付系统 是一个收付美元的国际电脑网络，由设在纽约的美国和外国银行分支机构资源组成的清算系统，目的是联网办理银行收付业务。简写为CHIPS. Clearing House Interbank Payment System 交换银行自动收付系统 在伦敦设立的电脑收付系统, 清算银行之间进行双边对帐和结算，其差额通过它们在英格兰银行的帐户划拨来结清。简写为CHAPS. Clearing House Automated Payment System Domestic Settlement International settlements settlement International Trade Settlement International Non-Trade Settlement Instruments Methods Documents Rules Exchange Main methods Other methods basic Additional Promissory note Check Remittance Letter of credit Collection Factoring Letter of guarantee Forfeiting Standby letter of credit Invoice Bill of Lading Insurance documents Packing list Weight memo Certificate of Original All kinds of Certificates URG UCP URC * * * Tel: Email: se_yjh@ujn.edu.cn 羿建华 International Settlement Chapter 1 Introduction to international settlement Why should we study this course in English? Lay down a good foundation for