全球零售银行报告.pdf

Global Retail Banking Key trends and implications for retail banking real estate Retail 2020 03 • Jones Lang LaSalle Global Retail Banking 2020 Predict or get left behind The new normal is economic uncertainty and With such macro-economic instability (and marketplace volatility. Weakening growth in the divergence), geo-political and balance sheet developed world, allied with a lack of political uncertainty, who’d be a forecaster? And yet it is vital leadership is unnerving markets and business leaders to get our hands around the future. Yes, the exact alike. As this report goes to print, the eurozone crisis future is unknowable, but it is possible to anticipate rumbles on (or even worsens). Meanwhile, the political plausible outcomes which can then inform decision- stand-off in America is adding to the sense that making today. Better to predict, assess probabilities leading authorities will make a fatal miscalculation. and prepare than sit back and become the victim of At the heart of all of this, still, are the banks. Despite future changes. the stress tests, there are too many unknowns for any complacency. How many toxic assets still sit on It is in this spirit that Jones Lang LaSalle has written bank balance sheets? How far will low economic this report on Retail Banking, 2020. Using desk growth or any rises to interest rates, cripple the banks’ research, expert interviews and industry round tables loan books? What are the counterparty risks? How across three Continents, we have taken a 360° tour quickly could sovereign insolvency a