国有商业银行相对于外资商业银行国际竞争力的分析.docVIP

国有商业银行相对外资商业银行国际竞争力的分析 摘要 近年，外资银行完全享有国民待遇而大举进军中国市场，我国商业银行将与外资银行在业务、客户及地域等方面展开更加激烈的竞争。起源于美国的次贷危机开始席卷美国、欧盟和日本等世界主要金融市场，进而引发一场席卷全球的国际金融危机。国际金融危机对各国银行业产生了不同程度的影响，不可避免影响各国商业银行国际竞争力。 文章共分为五部分：第一部分是绪论，主要包括研究背景、研究目的和意义、国内外研究现状、研究方法和内容；第二部分主要包括国际竞争力现状分析概述和国有商业银行及外资银行国际竞争力理论；第三部分介绍我国商业银行的发展现状及影响因素分析主要包括国有商业银行国际竞争力现状分析，理论框架和国有商业银行国际竞争力的特征；第四部分是对我国国有商业银行竞争力的总体分析。在此基础之上，第五部分就如何提高我国商业银行国际竞争力给出相关对策建议。 关键词：商业银行，国际竞争力，国有商业银行，股份制商业银行 Abstract In December 2006, our commitment to the world trade organization of five years of domestic Banks open market transition f through end, foreign bank fully enjoy national treatment and a big push in the Chinese market, Chinas commercial Banks will and foreign bank in business, customer and regional such aspects of more intense competition. In August 2007, the European Union, Japan and other major world financial markets, which was originated in Americas subprime meltdown and started across the United States, caused a sweeping the globe international financial crisis. The international financial crisis of countries banking produced the influence of different level, inevitably influences commercial bank international competitiveness. Article is divided into five parts: the first part is the introduction, including the research background, the research purpose and meaning, research status, research methods and content; The second part will include a summary and analysis of the status of international competitiveness of state-owned commercial Banks and foreign bank international competitiveness theory; The third part introduce our country commercial banks development present situation and influence factor analysis mainly include the international competitiveness of state-owned commercial Banks to analyze the current situation, theory frame and state-owned commercial bank international competitiveness characteristic; The fourth part is state-owned commercial Banks of our country competitiveness of the overall analysis. On this basis, the fifth part i