电子银行业务监控系统的设计与实现-软件工程专业论文.docxVIP

ABSTRACT With E-banking becoming the most quickly and promising channel for the current world banking development, rapid growth of customer number and transaction scale, will bring the related business risks and the expansion of the scale. Therefore, the higher requirements for risk management is proposed. In this paper, through the establishment of the electronic banking monitoring system, can establish a uniform and comprehensive electronic banking monitoring system platform which has the ability to carry out risk identification, analysis, identification, control work beforehand and after the transaction. Before the transaction: Client identity identifying and transaction scene risk monitoring mechanism. During the transaction: Transaction risk identifying, analyzing, screening and assessment, control mechanism. After the transaction: Transaction authenticity reviewing, comprehensive security analyzing mechanism. The platform is able to access to real-time electronic channel transaction information from customers, process the analysis of transaction risk characteristics and risk early warning, and through the banking system and development interface realize the effective intervention on risk transactions. The E-banking monitoring system could provide convenient monitoring services and user-friendly interface. Furthermore the monitoring system is completely perfect in user authorization management, data access control, incident auditing and tracing. With building the rules of risk model library, the E-banking monitoring system could achieve a comprehensive business risk intelligence investigation, real-time warning, process risk event handling, to form a comprehensive risk monitoring, tracking processing system mechanism; achieving control rules can be parameterized to adjust and carry out real-time applications, and inquire and do correlation analysis on historical data within a certain time as well as do feature transaction screening in accordance with regulator