金融监管视角下我国银行业SCP范式-研究.pdf

关键词：金融监管；产业组织理论；SCP范式；“结构．效率”悖论 万方数据 j＆塞銮道态堂亟±堂僮途塞 △旦SIB△￡! ABSTRACT ofMarket andPerformanceofcommercialbank Analysis Structure，Conduct this startedin1 therearevarious and to SCP 990s，and ways study perspectives traditionalSCP actsasthe of Paradigm．The Paradigm keypart industrytheory,and thereiscause—effect Market andPerformance． among Structure，Conduct relationship Besides，SCPcreatesaclearthreadofthethreeforms．Contentsofthisarticle Paradigm followsthes劬ctIlreoftheschoolofindustrial to basically organizationtheoryanalyze SCP withChina’S of financial paradigm，combineduniquewaybanking regulation，the structure sector．Thisasan ownershipofthe alsoacts innovation special banking point． Researchmethodsinclude and the qualitativequantitativeanalysis．Throughtheory ofindustrial andfinancial foundthatthere organizationanalysis regulation，it theory on existsthefinancial constrainteffectmarketstructureandmarketbehavior regulatory ofChinas tothis commercialbankmarket bankingindustry．Accordinganalysis，our existssome as marketconcentrationdecreasedin follows：first，the