国际视野下的我国银行业经营效率研究-企业管理专业论文.docxVIP

ABSTRACT This article analyzes the competition environment of Chinas banking industry at home and abroad， ωídentify 也e characteristics of global ∞mpetition; And de曲则 由e connotation of the bank efficiency，and classifies the bank efficiency including scale efficiency，technical efficiency，al10cative efficiency etc.. Introduce 由e parametric methods and non-parametric me伽ods of measuring bank efficiency，and analyze and ωmpare 由eir advantages and disadvantages. And introduce the DEA method and calculation model. h From a statistical point，由is article select the bank d叩osit and Interbank Bid， 捕归:ts and p时sonnel 刷 input indicators，loans and d叩osits as output indicators. The 、‘ paper calculates the technical effici叨叨 scale efficiency and pure technical efficiency of 14 Chinas representative comm町 ial banks during 2000-2007 by using DEA method. The results show 也就由e opera伽19 efficiency ofωmm臼Cial b81由s in China 仕omis upward 位end. But in 也.e process of rising they wil1 be ups and downs of different degrees. The efficiency of joint 悦。ckωmm町cial banks is high町 由m 也e state-owned commercial b81也S. Fur由町more，由is paper carry out a comparative analysis on 也e sarnple ba此s efficiency b础。d on different property right struc.阳re: by one wa弘也is pap町 divide the sample banks inωsix c副.egories in accordance wi曲也e identity of 也.e control1ing shareholder，and ωmpare 曲。让 efficiency on 也at basis. By ano曲时 wa弘也is p叩町 compares 由e ba啤s efficiency before and after 也e forei伊 capital joins into 也e sample banks，which show us 也at 也e central咽lterprises controlled banks， privatecontrolled banks and foreign-ωntrolled b创业S use 岛reign capital more efficient than local state-owned banks and local financial controlling banks.η1e central government-owned banks are ‘ the least efficient use of forei伊lC叩ital. In addition， comparing 由echa鸣叫ofbanks efficiency before and after the foreign capital joins into the sample banks we found 意 由at most banks are more efficient 由an before the int