小微企业筹资管理—基于公司治理角度毕业论文.doc

PAGE 本科生毕业设计（论文） 论 文 题 目： 小微企业筹资管理—基于公司治理角度 江苏师范大学科文学院学位论文 独创性声明 本人郑重声明： 本人所呈交的学位论文《小微企业筹资管理—基于公司治理角度 》是我在老师的指导下进行的研究工作及取得的研究成果。据我所知，除文中已经注明引用的内容外，本论文不包含其他个人已经发表或撰写过的研究成果。对本论文的研究做出重要贡献的个人和集体，均已在文中作了明确说明并表示谢意。本人承担本声明的法律责任。 小微企业筹资管理—基于公司治理角度 [摘要] 目前，小微企业为我国经济发展做出了特别贡献，正日益成为社会各界关注的对象，但制约其发展的瓶颈——筹资难问题，一直未能有效地得到解决。企业筹资是现代企业财务活动的起点，影响着经营周转和企业的进一步发展。本文首先介绍了小微企业筹资的现状，阐述了其常用的筹资方式与渠道；然后结合案例、分析了形成小微企业筹资难问题的内外因素，如自身管理水平有限、市场制度的不够完善等等，并侧重结合公司治理的特点，对比分析了企业在发展的不同阶段宜运用的筹资策略；最后针对小微企业筹资管理出现的问题的原因，提出了一些治理对策，主要包括：合理确定筹资规模，完善资本结构、明晰产权制度，建立完善的、多层次的中小企业筹资服务体系，同时银行等信贷部门要降低针对小微企业的贷款要求等。 [关键词] 小微企业 筹资管理 公司治理 Management - Based on the Corporate Governance of Financing for Small and Micro Businesses Abstract: At present, small and micro businesses has made special contribution to the development of our national economy, has increasingly become the focus of the community, but its development bottleneck -- financing difficult problem, has not been effectively resolved. Enterprise financing is the starting point of modern enterprise financial activities, are affecting the further development of business turnover and enterprise. This paper introduces the present situation of small and micro businesses financing, describes the common financing methods and channels; then combining case, analyzes the inside and outside factors in the formation of small and micro businesses financing difficult problems, such as the level of management is limited, the market system is not perfect and so on, and focus on combining characteristics of corporate governance, comparative analysis of the enterprise appropriate financing strategies in different stages of development; finally, according to the small and micro businesses financing management problems, puts forward some countermeasures, mainly including: rationally determine the scale of financing, improve the structure of capital, clear property rights system, the establishment of a multi-level perfect, th