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Abstract
Since Reform and Opening-up, the economy of our country has got rapid development, but because of various reasons, relative to the development of economy, the financial system reform is still relatively backward, and lag of financial system has restricted the private ownership economy in the development of all kinds of the economic subject, this also is the development of private lending provides space. Private lending for private ownership economy of all kinds of economic subject provides financial support, also, to make up for the lack of formal financial institutions, and to promote the development of the economy. With the gradual development of the private lending, more and more diverse and complicated lending practices arises at the historic moment, leaving the existing laws and regulations more and more difficult to solve the problems. This article is based on contract effectiveness as the Angle of view, through to the contract law and other related judicial interpretation analysis, trying to solve the dispute for lending to provide certain reference basis, and, on this basis, imagine Private lending disputes more effective solution, in order to reduce the risk of private lending, maintain private lending moderation, and legal development, and help the national economic construction.
This paper from four parts carries on the discussion and research:
The first part, case introduction. This section introduces the research which the cases, including the cause of action, the basic details of a case and end the referee, meaning this paper discusses lay a foundation; In addition, in this part summarized at the end of the focus of the dispute, the key is discussed in this paper.
The second part, the folk lending to clarify the relevant problems. Based on folk, borrowing two words analysis folk lending should have meaning, namely folk credit is a free in the existing financial supervision system, but the borrower to the lender loans, sum bo
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