理财类互联网金融产品的风险收益现状分析（1).docVIP

专业资料 word完美格式 理财类互联网金融产品的风险收益现状分析 摘要：随着我国经济的不断发展，国民的经济水平也在不断地升高，人们的额都收都在不断的增加，人们还是普遍在银行中储存积蓄。网路信息技术正处在飞速发展的阶段，对于互联网的应用已经逐渐的渗透到金融产品之中，并且很可能在以后的发展中取代了传统的储存方式。随着金融体系的完善，互联网上的理财方式也变得越来越多。在互联网上的理财方式，主要可以分为网上银行，第三方支付平台，电子货币等方式。利用互联网上的理财方式，能够更加便捷的进行交易，节省了时间，也节省了成本，增加了社会经济效益。其中最成功的飞支付宝无疑，支付宝中的余额宝能够使存在其中的金钱不断增加，深受人们的额喜爱。但是，在互联网上的众多理财产品中，还是存在着一些比较严重的问题。互联网上骗子太多缺少有效的监管，开发上存在着技术性的问题，人们对金融风险认知不多等，都是严重的问题。因此，对于理财类互联网金融产品进行分析。找出其中的问题，并且解决问题，是十分必要的。 关键词：理财产品；互联网金融；风险收益；现状分析 word完美格式 Abstract: with the continuous development of Chinas economy, the national economic level is also rising, peoples income is increasing, people are still generally stored in the bank savings. Internet information technology is in the stage of rapid development, the application of the Internet has gradually penetrated into the financial products, and is likely to replace the traditional storage methods in the future development. With the improvement of the financial system, the Internet has become more and more ways of financing. On the Internet financial management, can be divided into online banking, third party payment platform, electronic currency, etc.. The use of financial management on the Internet, can be more convenient for the transaction, saving time, but also save costs, increase the social and economic benefits. One of the most successful flying Alipay undoubtedly, the balance of treasure in Alipay can make the money increase, the amount of love by the people. However, many financial products on the Internet, there are still some serious problems. Fraud on the Internet too much lack of effective regulation, the development of technical problems, people do not know much about financial risk, etc., are serious problems. Therefore, the financial analysis of Internet financial products. It is necessary to find out the problems and solve them. Key words: financial products; Internet banking; risk return; current s