20XX年供应链金融业务实践中的风险控制.pptVIP

供应链金融业务实践中的风险控制;;SSCF贸易执行风险控制案例 （1）;;;;;一、货位管理;货位：新仓库333个+原仓库615个=948个 500多种型号、规格，怎么盘？？？ ●定期盘点： 每日一次,抽盘6个货位 每周一次；小盘 每月一次：大盘 ●不定期盘点：没有固定时间，而是根据实际需要对监管区域内的货物进行盘点。;;三、24小时监管;; 监管标志的维护： 监管牌：新仓库、原仓库、办公室 监管标签：货架、托盘;;SSCF关注企业的生产经营状况 ;;;;SSCF质押监管风险控制案例 （2）;1、至2012年末，苏州（华东）钢贸行业（福建周宁）出现整体风险风暴，99%质押监管业务出现危机。 2、苏汽物流集团（苏州市供应链金融服务公司）所监管的5家周宁商户，总计32000万元的监管货物没受任何损失，得到银行的高度评价。; 关键凤险要素;; 一、 10项基本业务管理制度;目 录 一、??险控制管理流程： 1、客户评级流程·················································4 2、风控评审流程·················································5 3、业务风控流程·················································6 4、风控监管巡查流程··········································7 5、监管质押应急流程··········································8 6、项目重要文件借阅流程····································9 二、信息系统管理流程： 7、监管质押系统管理流程···································10 三、业务管理流程： 8、业务接洽流程一··············································11 9、业务接洽流程二··············································12 10、监管质押流程···············································13 11、采购执行流程···············································14 12、期货业务总流程·············································15 13、保证金结算流程·············································16 14、交割流程···················································17 四、监管业务操作流程： 15、监管人员培训流程···········································18 16、监管质押入库流程···········································19 17、监管质押出库流程···········································20 18、日常工作操作流程···········································21 19、抽查仓库出入库流程········································22 20、每月盘点流程···············································23 五、行政管理流程： 21、日报汇总流程···············································24 22、会议流程···················································24 23、考勤流程···················································25 24、档案整理流程···············································25;?8项道德风险控制制度： 包括员工准入制度、保荐人制度、交叉监管制度、强制休假代班报告制度、异地监管制度、轮岗制度、监管员日常行为的分析控制制度、风险金制度等。 6项操作风险控制制度： 包括培训上岗制度、现场三级（帐实核查、帐帐核查、总部后台核查）检查制度、非现场检查制度