我国商业银行中间业务发展策略分析.docVIP

word格式 PAGE .. .. 我国商业银行中间业务发展策略 [摘 要] 中间业务与银行传统业务相比，具有低投入高收益、风险小、创新潜力大、品种范围广泛等特点，满足了客户对多样化金融服务的需求，容易起到吸引新客户、稳定老客户的作用，所以中间业务发展的好坏与否将直接关系到商业银行的潜在收益与经营成果。本文主要分析了我国商业银行中间业务的发展现状，在上述基础上进一步分析了我国商业银行开展中间业务存在的问题，如中间业务经营范围窄、品种少且创新力度不够，缺乏专业管理及营销人才，金融电子信息技术平台落后等，同时本文还对制约我国商业银行中间业务发展的因素进行了剖析，最后，本文从制定完善的相关法律法规体系、建立良好有序的社会信用体系、营造公平的市场竞争环境等角度论述了我国商业银行中间业务发展的对策。 [关键词] 商业银行 中间业务 问题 制约因素 策略 The Research on the Strategy of Intermediary Business in China Commercial Bank [Abstract] Middle business is compared with bank tradition business , is have low throw into high avails , risk are small , the innovative potential is big , breed range waits for a characteristic broadly, have satisfied the need that the customer serves to diversification finance , easy to play arrive at the customer who attracts the new customer , stabilizes an old peoples role, therefore goodness and badness that middle business develops will be related to latent commercial bank avails and economic performance directly or not. The main body of a book the present situation having analyzed middle our country commercial bank business mainly, has analyzed open-minded our country commercial bank centre business have problem further on above-mentioned basis , the breed has been few and innovative dynamics has been insufficient if the middle business scope of business is narrow, insufficiency special field administration and camp have sold talented person , finance electronic information technology platform has waited backward , the factor that business develops in our country commercial bank has carried out simultaneous main body of a book on restraint analyzing , final, Angles such as the main body of a book being complied with working out perfect relevance laws and statutes system , being founding fine social credit system having order , being building impartial marketplace environment of competition has discussed the countermeasure that business develops in our country commercial bank. [Keywords] Commercial Ba