绿色金融支持绿色建筑发展的障碍分析.docx

第 PAGE 第 PAGE 1 页 共 18 页 研究报告 （2019 年第 19 期 总第 79 期） 清华大学国家金融研究院 2019 年 12 月 17 日 绿色金融支持绿色建筑发展的障碍分析 绿色金融发展研究中心 住建部科技与产业化发展中心联合课题组 1 摘 要 建筑是我国能源消费的三大部门之一，其减排潜力巨大。推动建筑行业绿色发展是我国经济社会绿色低碳转型以及实现碳减排目标的必然要求。然而目前绿色建筑行业的发展主要靠行政手段与财政资金支持，绿色金融等市场化机制的作用尚未得到充分的发挥。本文分析了绿色金融支持新建绿色建筑面临的主要障碍，包括房地产宏观调控政策的限制、绿色建筑行业监管政策与配套措施不完善、绿色建筑的增量成本与收益存在错配、产业链上的小微企业面临融资困境、消费端尚未激活、绿色金融激励政策和配套措施有待完善、绿色金融工具有待创新等，并在此基础上提出了探索应对措施的若干思路。 1 课题组成员包括清华大学国家金融研究院绿色金融发展研究中心的刘嘉龙、邵丹青、徐稼轩、姜楠、杨一帆，住房和城乡建设部科技与产业化发展中心的梁俊强、殷帅、武朋、段天疑。课题组感谢绿色金融发展研究中心主任、中国金融学会绿色金融专业委员会主任马骏博士的指导，以及人民银行研究局杨娉、银保监会政策研究局李晓文在多次课题讨论会上提出的宝贵意见和建议。 Research Report 2019-12-17 edition TSINGHUA UNIVERSITY NATIONAL INSTITUTE OF FINANCIAL RESEARCH Analysis of barriers to green finance supporting the development of green buildings Research Center for Green Finance Development, THU Center of Science and Technology and Industrialization Development, MOHURD Joint research team Abstract The building construction industry is one of China’s top three energy-consuming industries and one with great potential for emission reduction, therefore advancing the green development of the building industry is an absolute requirement for realizing green and low-carbon transformation of China's economy and its emission reduction goals. However, the present development of the green building industry is mainly supported through administrative means and fiscal funding. The intended purposes of market-based mechanisms such as green finance haven’t been utilized. This article analyzes main obstacles in green finance supporting the green building industry, including restrictions through macroeconomic-control policies over real estate, the incomplete supervision policies and corresponding measures by regulatory agencies, the mismatch between incremental costs and benefits of green building, financing difficulties faced by SMEs in the industrial chain, inactive consumer market, deficiencies in green finance incentive policies and supporting measures, as well as the lack of m