国泰财产保险有限责任公司商业综合责任保险附加低频电磁波责任除外保险.docxVIP

国泰财产保险有限责任公司

商业综合责任保险附加低频电磁波责任除外保险条款

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一、保险人对由于任何低频电磁波(EMF)、低频电波(EFL)或与其有关的行为所引起的或证实的任何财产损失、人身伤害、费用支出或法律赔偿责任，不负责赔偿。

二、本条款所谓低频电磁波(EMF)或低频电波(EFL)系指凡因电力的存在而产生的50/60赫兹的电波、电磁波或肉眼不可见的电力。

三、本除外条款仅适用但不局限为了测试、控制、减弱、降低低频电磁波，或与低频电磁波有关的补救行动所导致的任何财产损失、人身伤害、费用支出或赔偿责任。

四、本批单的存在不意味其它保险条款在没有本批单的情况下，对此类索赔、诉讼不付赔偿责任。

五、主险条款与本附加险条款相抵触之处，以本附加险条款为准；本附加险条款未约定事项，以主险条款为准。

Electrical/ElectromagneticField(EFL/EMF)ExclusionClause

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Thisinsurancedoesnotapplyto,andweshallhavenodutyofanykindwithrespectto,anyinjury,damage,expense,cost,loss,liabilityorlegalobligationarisingoutoforallegedlyarisingoutof,orinanywayrelatedtoextremelylowfrequencyelectricalfields(EFL)and/or

extremelylowfrequencyelectromagneticfields(EMF).

Extremelylowfrequencyelectricalfields(EFL)and/orextremelylowfrequencyelectromagneticfields(EMF),meansthe50/60Hertzpowermainsfrequencyelectricand

magneticfieldsorinvisiblelinesofforcethatoccurwhereverelectricityispresent.

Thisexclusionapplies,butisnotlimited,toanyinjury,damage,expense,cost,loss,

liabilityorlegalobligationtotestfor,monitor,abate,weaken,controlortakeanyother

remedialactionwithrespecttoEMF.

Theadditionofthisclausedoesnotimplythatotherpolicyprovisions,includingbutnotlimitedtoanypollutionexclusion,donototherwiseprecludeorexcludecoverageforEFL/EMFrelatedinjury,damage,expense,cost,loss,liabilityorlegalobligation.Inallother

respectsthispolicyremainsunaltered。

ThisClauseissubjectotherwisetotheterms,conditionsandexclusionsofthispolicy.