天津2025自考[金融学]英语二高频题考点.docxVIP

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天津2025自考[金融学]英语（二）高频题(考点)

一、选择题（共10题，每题1分）

1.WhatistheprimaryfunctionoftheFederalReserveSystemintheUnitedStates?

A)Toregulatethestockmarket

B)Tomanagethenationaldebt

C)Tocontrolmonetarypolicy

D)Tooverseecommercialbanks

2.Whichofthefollowingisacharacteristicofforeignexchangefuturescontracts?

A)Theyaretradedover-the-counter

B)Theyhavefixeddeliverydates

C)Theyaretypicallyusedforshort-termhedging

D)Theyareunsecured

3.WhatdoesthetermLIBORstandforinthefinancialindustry?

A)LondonInterbankOfferedRate

B)LondonInternationalBankingOffer

C)LondonInvestmentBankOffer

D)LondonBankOfferRate

4.Whichfinancialinstrumentismostcommonlyusedforshort-termborrowingbycommercialbanks?

A)Treasurybonds

B)Commercialpaper

C)Mortgages

D)Certificatesofdeposit

5.WhatisthemainpurposeoftheBaselAccordsinbankingregulation?

A)Topromotefreetrade

B)Tosetcapitaladequacystandards

C)Toregulatecryptocurrency

D)Tooverseestockexchanges

6.WhicheconomictheoryismostassociatedwiththeEfficientMarketHypothesis(EMH)?

A)Keynesianeconomics

B)Monetarism

C)ModernPortfolioTheory

D)Supply-sideeconomics

7.Whatistheprimaryfunctionofacentralbanksopenmarketoperations?

A)Toregulateinterestrates

B)Tocontrolinflation

C)Tomanageforeignexchangereserves

D)Tooverseebankinglicenses

8.Whichofthefollowingisacommonriskassociatedwithinternationaltradefinance?

A)Interestraterisk

B)Currencyexchangerisk

C)Liquidityrisk

D)Creditrisk

9.Whatdoesthetermrepomarketrefertoinfinance?

A)Amarketforbuyingandsellinggovernmentbonds

B)Amarketforshort-termborrowingandlendingusingsecuritiesascollateral

C)Amarketfortradingcommodities

D)Amarketforforeignexchange

10.Whichfinancialratioismostcommonlyusedtoassessacompanysliquidity?

A)Debt-to-equityratio

B)Currentratio

C)Returnon