海南2025自考[健康与医疗保障]英语二高频题考点.docxVIP

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海南2025自考[健康与医疗保障]英语（二）高频题(考点)

Part1:MultipleChoice(选择题，每题2分，共20题)

1.Whatistheprimarypurposeofhealthinsuranceinmodernhealthcaresystems?

A)Tomaximizeprofitsforinsurancecompanies

B)Toensureuniversalaccesstomedicalservices

C)Toregulatethepharmaceuticalindustry

D)Toreducethecostofmedicaltreatments

2.Thetermout-of-pocketexpensesrefersto:

A)Thetotalcostofhealthcareservicescoveredbyinsurance

B)Theamountpatientspaydirectlyformedicalcarenotcoveredbyinsurance

C)Thedeductibleamountsetbyhealthplans

D)Thepremiumpaidmonthlyforhealthinsurance

3.Whichofthefollowingisakeycomponentof海南sbasicmedicalinsurancesystem?

A)Mandatoryprivatehealthinsuranceforallresidents

B)Asingle-payerpublicinsurancemodel

C)Voluntarycommercialhealthinsurancecoverage

D)Exclusionofchronicdiseasesfromcoverage

4.Theconceptofhealthequityemphasizes:

A)Ensuringequalhealthcareaccessforallincomegroups

B)Prioritizingtreatmentforwealthierindividuals

C)Reducinghealthcarespendingthroughcost-cuttingmeasures

D)Limitinghealthcareservicestourbanareasonly

5.Whatdoescomprehensivehealthinsurancetypicallyinclude?

A)Onlyhospitalizationandsurgicalexpenses

B)Coverageforpreventivecare,hospitalization,andprescriptions

C)Exclusionsformentalhealthservices

D)Limitedcoverageforemergencytreatments

6.Thephrasesocializedmedicineismostcloselyassociatedwith:

A)Asystemwherehealthcareisentirelyfundedbyprivatecompanies

B)Agovernment-runhealthcaremodelwithuniversalcoverage

C)Ahybridsystemcombiningpublicandprivateinsurance

D)Amarket-basedapproachtomedicalcare

7.Whichofthefollowingisacommonchallengein海南sagingpopulationregardinghealthcare?

A)Limitedaccesstopediatriccare

B)Highdemandforgeriatricservices

C)Overutilizationofpreventivemedicine

D)Lowprevalenceofchronicdiseases

8.Healt