2025中国银行秋招笔试题及答案.docxVIP

2025中国银行秋招笔试题及答案

一、英语能力（共30题，限时30分钟）

Section1完形填空（每题1分，共10分）

请从A、B、C、D四个选项中选出最佳答案，使短文意思通顺、结构完整。

Passage1

ThePeoplesBankofChina(PBOC)hasrecentlysignaleda(n)___1___shiftinmonetarystancebytrimmingthereserverequirementratioforthethirdtimethisyear.Whilethemovewaswidely___2___,themagnitude—50basispoints—surprisedmarkets,sendinginter-bankrates___3___by12bpswithinminutes.Analystsarguethatthecutislessaboutshort-termliquidity___4___thanaboutengineeringasustained___5___increditallocationtowardgreenassets.Indeed,newlyreleaseddatashowthatmedium-tolong-termloanstorenewable-energysectorshave___6___28%year-on-year,outpacingtheoverallloangrowthof11%.

Yettransmissionremains___7___.Asurveyof600SMEsinJiangsuprovincerevealsthat43%still___8___highorveryhighborrowingcosts,citingcollateralrigidityandmaturitymismatch.To___9___thisfriction,thePBOCispilotingadynamiccollateralregistrythatacceptsfuturecarbon-creditreceivables.Ifscalednationally,thefacilitycould___10___roughlyCNY2.3trillionofidleassetsintoqualifiedcollateral.

1.A.dramaticB.marginalC.neutralD.regressive

2.A.endorsedB.anticipatedC.challengedD.overlooked

3.A.soaringB.plungingC.taperingD.stagnating

4.A.abundanceB.injectionC.easingD.starvation

5.A.reversionB.diversionC.conversionD.subversion

6.A.retreatedB.surgedC.stabilizedD.diverged

7.A.seamlessB.sluggishC.robustD.volatile

8.A.applaudB.downplayC.decryD.subsidize

9.A.amplifyB.circumventC.mitigateD.inflate

10.A.liquefyB.nullifyC.solidifyD.quantify

答案：1.A2.B3.A4.C5.B6.B7.B8.C9.C10.A

Section2阅读理解（每题2分，共10分）

Text1

In2024,BankofChina(BOC)rolledouttheiGTBNexusplatform,anAPI-firstcorporatebankingecosystemthatintegratesreal-timepayment