关于深化农村信用社改革的分析毕业论文.docVIP

本科生毕业论文（设计） 关于深化农村信用社改革的分析 ——以西峡县农商银行为例 院系名称 姓　　名 学　　号 专　　业 指导教师 年月日关键词：  Abstract China is a great agricultural country. The development of agriculture is important. So the development of rural economy is close to economic development. Rural credit cooperatives play an important role in rural financial system, which are integrant to new Chinese rural development. The reform and comprehensively sustainable development of rural credit cooperatives, which efficiently support the new Chinese rural development, are primary tasks. Currently, national government issued a series of policies to ensure the healthy development of rural financial system. The reform of rural credit cooperative is booming by the issue of pilot program to deepen the reform of rural credit cooperative made by state council.Currently, the development of Xixia economy is good. The financial organizations in Xixia are booming. These provide good developing environment to Xixia rural cooperatives. There are some problems about Xixia rural credit cooperatives: the problems of agriculture, farmer and rural area can not be solved, the management system is not healthy, the rate of bad loan is high, the kinds of productions is not various, and part of staff’s abilities are not enough. So the reform of Xixia rural credit cooperatives is necessary.Xixia rural commercial bank is established against national policies and rapid growth of local economy. To the problems during reform, I give related measurements about solving the problems of agriculture, farmer and rural area, clearing propriety rights, adjusting the directions of investments, implementing loaning system, and improving the quality of products and staff in this paper. I also forecast the future and operation index of reform at the end of paper. Key Words: rural finance； rural credit cooperatives；reform  目　录引 言 1 一、中国农村信用社改革的背景 3 （一）农村信用社发展的过程 3 （二）农村信用社的改革背景 3 二、西峡县农村信用社的基本情况 4 （一）基本背景 4 （二）西峡县县域经济发展状况 4 （三）西峡县农村信用合作联社发自身基本情况 5 三