全球电子(银行卡)支付行业前景展望(课件).pdfVIP

An Overview of the Global Payments Landscape 全球支付行业前景展望 Agenda • Key Payment Networks – Automated Clearing House (ACH) Networks – Bankcard (Credit and Debit) Networks – Debit/EFT Networks • Global Payments Landscape • Emerging Payments 2 USA - ACH Processing Basics • USA ACH evolved from a check-centric process • Clearing system based upon bank routing number and account number combination • A bank-to-bank funds movement system created to efficiently clear electronic