平安银行供应链融资业务案例分析.pdfVIP

摘 要 供应链金融立足于物流业与金融业，谋求两者的有机结合与创新提升。它属 于新形势下新经济链条里的基础服务，不但给银行和企业拓展发展空间、增强竞 争力，而且是中小微企业的资金“贵人”和发展协同者，更是创业者的最佳融资 助力者。深圳发展银行（现平安银行）是我国首家推出“供应链金融”服务的金 融机构，他们于2006 年通过资源整合，为这种新业务构建了本外币、离在岸一 体化的链式服务模式。 目前，己经有个别商业银行提出了自己的供应链金融解决方案，平安银行如 何做到更大更强，在贷前对供应链金融企业授信额度确定、贷中对供应链金融核 心企业动态风险监督、贷后对供应链金融风险综合分析评价等方面，流程和措施 尚有待提高，这对于平安银行未来发展供应链金融业务来说是一个很大的挑战。 本论文围绕平安银行供应链融资业务发展现状，结合实际案例分析评价了其 产品体系、业务模式及存在的问题等，进而提出该行进一步发展供应链融资业务 的策略建议。全文共分为五章进行具体阐述。第一章，绪论。第二章，供应链金 融业务的概述。第三章，平安银行供应链融资业务案例分析。第四章，建议和对 策。第五章，总结。 关键词：平安银行；供应链融资；发展研究 I Abstract The financial supply chain is based on logistics industry and financial industry， and seeks the combination of these two industries and innovation to improve. It belongs to the basic service under the new situation of economic chain ，not only to the banks and enterprises to expand the development space ，and enhance competitiveness， but also to small and medium-sized enterprises to fund noble and coordinated development. It is the best financing help entrepreneurs. Shenzhen Development Bank (now Ping An Bank) is Chinas first bank to launch the financial institutions supply chain finance services，they came through the integration of resources ，construction of the foreign currency，and the shore integration chain service pattern for this new business in 2006. At present ，there are commercial banks putting forward supply chain finance with their own solutions. How to do bigger and stronger ，Ping An Bank loan to supply chain finance credit line determination， loan to supply credit risk supervision ， dynamic chain financial core enterprise of the supply chain financial risk analysis and assessment，but processes and measures still need to be improved ，the further development of supply chain finance business is a great challenge to Ping An Bank. In this dissertation ，the