国际商法标准课件.ppt

C) Types of Bills of Exchange汇票的种类 1. clean bill and documentary bill 光票和跟单汇票，根据是否附有货运单据 A bill of exchange is called a clean bill when no shipping documents are accompanied with it. 光票是出具的不带装运单据的汇票 If the bill of exchange is accompanied by shipping documents, the bill is called a documentary bill. 2. sight (demand) bill and time ( usance) bill 即期汇票和远期汇票，根据付款时间的不同 If the drawee is required to pay on demand or at sight, the bill is a sight bill; 汇票上规定付款人见票立即付款 If the drawee is required to pay at a later date, the bill is a time bill. 汇票上规定付款人于将来的一定日期内付款的汇票 C) Types of Bills of Exchange 3. commercial bill and bankers’ bill 商业汇票和银行汇票， 根据出票人的不同 If the drawer is a commercial firm, the bill is a commercial bill;汇票的出票人为商业企业的汇票 If the drawer is a bank, the bill is a banker’s bill. 汇票的出票人为银行的汇票 4. commercial acceptance bill and banker’s acceptance bill 远期汇票可分为商业承兑汇票和银行承兑汇票，根据付款人的不同 In time commercial bills, when the drawer is a commercial firm and the drawee is another commercial firm, the bill after acceptance by the commercial firm or the drawee is a commercial acceptance; 商业承兑汇票是指商业企业出票而以另一商人为付款人，并经付款人承兑的远期汇票。 When the drawer is a commercial firm or a bank and drawee is a bank, the bill after acceptance by the bank or the drawee is a banker’s acceptance bill. 银行承兑汇票是指商业企业出票而以银行为付款人，并经付款银行承兑的远期汇票。 I Bills of Exchange D) Common Procedures in handling Bills of Exchange 处理汇票的一般程序 1. drawing 出票 Name of the drawee( payer)受票人(付款人)名字 Amount payable 应付金额 Date of payment 付款日期 Signature of the drawer 出票人签章 2. presentation 提示 The act of the holder in presenting the bill to the drawee asking the latter either to pay (Presentation for payment) or to accept the bill (presentation for acceptance). 提示是持有人将汇票提交付款人，要求付款或承兑的行为 3. acceptance 承兑 The act of the drawee to show his responsibility by accepting the time bill for payment at a fixed future date by writing the word “acceptance”, marking the date of acceptance and signing on the face of the bill. 承兑是指付款人对远期汇票表示承担