毕业设计（论文）-县域中小企业的融资动向与思考--来自庄河市的研究.docVIP

摘 要 随着我国经济的不断发展，中小企业已经成为我国经济发展新的增长点。我国中小企业占企业总数的90%以上，其产值占国内生产总值的比例达到58%，特别是县域的中小企业，对促进地方社会稳定、充分就业、均衡发展等方面起着举足轻重的作用。但是，近年来中小企业在发展中出现了不少困难和问题，尤其突出的就是融资难的问题，成为制约县域经济发展的瓶颈。这一问题已经引起了社会方方面面的广泛关注和深入思考。 本人通过对庄河地区的中小企业进行大量的走访和实地调查，收集、整理了许多资料，对取得的大量数据进行分析，并结合当前相关对我国中小企业的研究成果。从对庄河地区中小企业融资现状的成因入手，对其进行了深入的分析，分别从企业自身、金融部门及地方政府三方面进行了阐述，并针对现状和成因提出了本人的解决对策和建议，力求为庄河市的小企业的发展寻找到一条可行的融资方案。 关键词：中小企业；资金需求；融资对策 Abstract As Chinas economy continues to develop, SMEs have become the countrys economic development a new growth point. SMEs in total number of enterprises in China accounted for more than 90% of its value-added share of gross domestic product ratio to 58%, in particular the countys small and medium enterprises, to promote local social stability, full employment, balanced development, and so plays an important role. However, in recent years, there have been small and medium enterprises in the development of many difficulties and problems, in particular, highlight the difficult problem is the financing has become a bottleneck restricting the development of county economy. This problem has attracted widespread attention in the social aspects and in-depth reflection. I through a lot of visits and field surveys to collect for SMES in ZhuangHe, And collate a lot of information on the analysis of large amounts of data obtained, combined with the current relevant research results of Chinas small and medium enterprises. financing to start the causes of the status quo and to carry out an in-depth analysis of SME in ZhuangHe . Respectively from the enterprises themselves, the financial sector and local governments are set forth in three areas, and against the status quo and the causes of the solution I put forward countermeasures and suggestions, and strive for the Zhuanghe the development of small businesses to find a viable financing options. Keywords: SMEs; capital requirements; Financing Measures 目 录 摘 要 I Abstract II 目 录 III 绪 论 V 1 中小企业的概述 1 1.1 我国中小企业的基本情况 1 1.1.1中小企业的划分标准 1