罗森财政学第七版(英文版)配套习题及答案Chap010.docVIP

CHAPTER 10 – Social Insurance II: Health Care MultipleChoice Questions 1. When the average buyer of an insurance policy is likely to have higher risk than others in his class, this is known as a) adverse selection. b) moral hazard. c) asymmetric information. d) a HMO. e) none of the above. 2. There are two forms of health care provided by the government: _________ is provided for the poor, and _________ is provided for the elderly. a) HMO; Medicare b) PMI; HMO c) Medicaid; Medicare d) Medicare; Medicaid e) SSI; Medicare 3. In the year 2000, what was the percentage of GDP that was expended, in total, on health care? a) 0.132% b) 12% c) 13.2% d) 19% e) 22% 4. __________ account(s) for the largest portion of public health expenditure in the United States. a) Children’s hospitals b) Universal health coverage c) Medicaid d) Medicare e) Workers’ compensation 5. Health care markets may be inefficient because of a) poor information. b) adverse selection. c) moral hazard. d) all of the above. e) none of the above. 6. The __________ level of government accounts for the largest share of health care spending. a) regional b) state c) municipal d) federal 7. In the year 2002, how much money, in billions of dollars, did the federal government spend on Medicare? a) 13 b) 253.7 c) 265.9 d) 301 8. If some percentage of a doctor visit must be paid by the patient, even if she has insurance, this is known as a) an HMO. b) a cost reimbursement strategy. c) DMI. d) a down payment. e) a co-payment. 9. Most private insurance is provided by a) employers as a benefit to their employees. b) the federal government. c) HMOs. d) the Office of Health Insurance. e) all of the above. 10. When people behave in ways that involve increased risk because they have insurance, this is known as a) adverse selection. b) moral hazard. c) asymmetric information. d) a HMO. 11. How many elderly people are covered by Medicare? a) one third b) one half c) almost all d) almost none 12. In the United States, uni