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商务英语必备1000字 Unir1:银行业务 banking 银行业务 general business 一般业务 ATM 自动柜员机You can change your PIN at the ATM.? 1你可以在自动柜员机上修改密码 automatic bill payment自动转帐服务Tina pays her phone bill with an automatic bill payment.蒂娜利用自动转帐服务付电话帐单 balance差额 余额If you keep a balance of $1,000, you wont have to pay the $20 monthly-service fee.如果你保持1000美元的余额，就不必付每月20美元的服务费了 bank account帐户How do I open a bank account here?我要怎么开户 bank holiday银行公休日 国定休息日What happens if payday falls on a bank holiday?如果发薪日正好碰上了国休日那该怎么办 banking银行业务Could you sign me up for online banking? 2你能帮我申请网络银行服务么 banknote纸币 钞票Wads of banknotes were hidden in the bag.包里藏了几数叠钞票 certificate of deposit定期存款Redeeming your certificate of deposit before maturity may result in withdrawal penalties.如果你在定期前解约可能要付提前解约金 checking account 支票存款帐户I need to make a withdrawal from my checking account.我要从我的支票帐户中提款 deposit存款I didnt get my pay deposit this month.我这个月的薪水存款没有入帐 discount rate 贴现率The discount rate is set by the Fed.贴现率是由联储决定的 Individual Retirement Account 个人退休帐户Does it matter where I open an Individual Retirement Account?我到哪开个人退休帐户重要么？ interest利率Interest rates are not expected to increase.利率应不会再涨 safe-deposit box （银行）保险箱She kept her jewels in her safe-deposit box.她把珠宝放在银行保险箱里 savings account 储蓄存款帐户I need to transfer money from my savings account to my checking account.我要把钱从储蓄存款帐户转到支票存款帐户 signature 签名Tom forged his bosss signature to steal company funds.汤姆伪造了他老板的签名盗取了公司的资金 teller出纳员Marcy started as a bank teller, but now shes a loan officer.玛希刚开始是当出纳员，但是现在是贷款员 transfer转账The money has been transferred into my account.钱已经转入我的帐户 wire汇款Judys father wired money to her bank account.朱迪的父亲将钱汇入了她的帐户 withdraw取款I withdrew $300 from my savings account.我从我的储蓄存款帐户提取了300美元商务英语必备1000字 Unit2:消费金融 balance transfer余额代偿Katherine made a balance transfer from her old credit card to her new one.凯萨琳申办新卡代偿旧卡。 cancelv. 停（卡）What happens if I want to cancel my card?如果我想停卡該怎么办？ cash card現金卡What do I need in order to app