我国利率市场化的现状.docVIP

一、我国利率市场化的现状 1996年开始了利率市场化的进程。In 1996, the process of marketization of interest rates was began. 1997年6月银行债券市场正式启动，同时放开了债券市场的债券回购和现券交易利率。In June 1997, bank bond market was officially launch, at the same time, bond repurchase and bond transactional rate of the bond market were liberalized. 1998年9月放开了政策性银行金融债券市场化发行利率。In September 1998, financial bonds market interest rates issued by the policy banks was liberalized. 1999年 9月国债在银行间债券市场利率招标发行。In September 1999, bonds in the inter-bank bond market interest rates was issued by tender. 2003年央行宣布扩大金融机构贷款利率浮动区间, 使利率成为资源配置和宏观调控的重要手段. In 2003, the central bank announced the expansion of the floating scope of lending interest rates of financial institutions,this has made interest as an important means of macro-control of rates and the allocation of resources. 翻译时制作一个简单的表格（表格无要求，看的顺眼就行） 我国推进利率市场化的途径和步骤the means and the steps of China to promote market-oriented interest rate 尽管利率的市场化对我国金融体制的进一步改革和完善势在必行，但在我国的利率市场化进程中，也不能操之过急，必须根据金融市场发展的成熟程度有计划、分步骤地进行。Although the marketization of rates is imperative to further reform and perfect Chinas financial system. in the process of marketization of interest rates, we can not be too hasty, It must be based on the development of the maturity of the financial markets and shouldbe conducted in a planned and step-by-step manner. 1、改革利率管理体系。一是体现整体水平，国家有所控制，能放能收，执行灵活；二是遵循客观经济规律，能优化资金配置；三是能调动各级银行管理利率的积极性。最终建立起一个“多层次、有差别、敢开放、能控制”的比较科学的利率管理体系。1.Reform of the interest rate management system. First, the overall acheivement should be shown out, the reform should be under the control of our government and be implemented flexibly; Second, the objective economic laws should be followed and funds allocation can be optimized; Third the enthusiasm of the interest rate management should be mobilized at all levels of the banks. In the end, we can establis a scientific interest rate management system which is characterized by multi-level, differentiality, daring to open, controlability. 所谓“多层次”，就是要改变