我国农村信用社监管制度的研究.pdfVIP

Abstract The Rural credit cooperatives is an important part of rural financial system，which plays a vital role in the rural economic development， especially in the service of rural areas，agriculture and farmers，and therefore，has always been subject to national attention．However,since the commercial reform of the bank，the high cost，high risk and low income of agricultural loans caused the rural capital to flow into cities cause seriously imbalance of rural financial．What’S more，the rural finance turned to rural credit cooperatives，and the state-owned finance had gradually quit，which state has increased the burden of credit cooperatives．At the same time，the system of rural credit cooperatives have the administration structure of the second class body corporate，that increased the difficulty of monitoring．Therefore，to strengthen the research on the supervision system of the rural credk cooperatives，not only can understand the problems in the supervision，but also can put forward appropriate solutions to the existing problems．That also the purpose of this paper．This paper is divided into three parts：introduction， text and conclusion．In the introduction，the background of this thesis is summarized，and the practical significance of the supervision system of rural credit cooperatives under the background of new rural construction is introduced，and the research trends at home and abroad are introduced． The main body is divided into three chapters．The first chapter is the explanation of the basic theory of rural credit cooperatives，which is from the legal nature of rural credit cooperatives and regulatory functions．The II second chapter mainly discusses the development status of rural credit cooperatives in China，and analyzes the outstanding problems in the implementation of the supervision system．Mainly for the market access mechanism，exit mechanism is not perfect，and the function of regulatory agencies is not well played．Based on the previous research，the third chapter puts f