XXX农村信用风险考核评价项目公式.docVIP

Xxx省农村信用社 风险管理考核评价的项目（定量指标）计算公式 一、资本充足状况 资本充足率资本充足率资本充足率资本充足率资产质量状况 不良贷款率和不良资产率不良贷款率不良资产率正常贷款迁徙率正常贷款迁徙率单一客户单一客户 指标释义：全部关联方授信总额是指农村合作金融机构全部关联方的授信余额，扣除授信时关联方提供的保证金存款以及质押的银行存单和国债金额。 本指标中关联方定义按照《商业银行与内部人和股东关联交易管理办法》(中国银行业监督管理委员会年第号令)及相关法规要求执行。关联方包括关联自然人、法人或其他组织。 授信定义及集团客户定义均与单一客户授信集中度中定义一致。 资本净额定义与资本充足率指标中定义一致。 7、贷款损失准备充足率/资产损失准备充足率贷款损失准备充足率资产损失准备充足率盈利状况 资产利润率资产利润率资本利润率资本利润率率率风险资产率风险资产率流动性状况 流动性比例流动性比例核心负债依存度核心负债依存度人民币超额备付金率人民币超额备付金率（人民币、外币合并）存贷款比例（人民币、外币合并）存贷款比例 Ellipticity of elbow pipes with diameters less than or equal to 150 mm must be not greater than 8% diameter of 200 mm or less shall not be greater than 6%. Wall thickness of the pipe wall thinning rate must not exceed the original 15%. Crease roughness: diameter 125 mm or less, shall not exceed 3 mm diameter less than or equal to 200 mm, not more than 4 mm. 7.3.9 simmering bending production of square steel tube extension, to use the whole tube bending. Interface if necessary, the welding position should be located in the middle of the vertical arm. 7.3.10 install expansion joints should be done. If design is not required, pipe compensator lengthen should conform to the requirements in the following table: square scale length δ x is equal to 1/2. Pre stretch tolerance: casing + 5 mm, +10 mm. 7.3.11 pipe form, location, spacing shall meet the design and specifications. 7.3.12 piping on back or return pipe at higher levels of the upper to automatic valve to install a drain valve below the horizontal parts. 7.3.13 supports and hangers of checks and the number 1) hanger installed must be checked before installation of supports and hangers part models, specifications of springs setting values, whether the materials meet the requirements of drawings and documents; 2) supports and hangers of material, size and accuracy shall conform to the provisions of the design drawings, material technical requirements should be consistent with national standards, industry standards and technical requirements related to the a