金融危機下中小企业融资途径的探讨.docVIP

PAGE PAGE 2 金融危机下中小企业融资途径的探讨 【摘要】 融资难一直是困扰和阻碍我国中小企业发展的难题，由于自身局限和体制方面的原因，中小企业在传统的资本市场直接融资和银行贷款方面障碍重重，融资成功率低。2008年以来,由于美国次贷危机造成的国际金融危机已经冲击到实体经济,我国一些中小企业的融资难度加大,竞争力减弱,生存举步维艰。本文通过分析金融危机背景下中小企业融资难的现状,提出了解决中小企业融资难的新对策。 【关键词】 中小企业;创新;融资方式;金融危机 Financial crisis Ways to SEM financing Abstract The difficulty of financing has always been the problem hindering the development of China’s small and medium enterprises (SMEs). Due to the confinement of themselves as well as institutional reasons, the SMEs face many difficulties in direct financing and bank loaning in the traditional capital market, an