I中国农业银行发展20100111.docVIP

Chapter 7: The Factors Which Affect Intermediary Business Development of the Agricultural Bank of China Whether intermediary business can succeed depends on many factors. The Agricultural Bank of China (Agricultural Bank of China=ABC) is not an exception. It has many advantages as well as many restrictions. Based on previous analysis of intermediary business issues and present intermediary business development condition of the Agricultural Bank of China, this thesis lists ABC’s advantages and disadvantages on intermediary business through making a questionnaire to collect data about present intermediary condition of ABC. The data were innominately collected from 100 present interior employees in Tianjin Branch of ABC. In the following part, the author will make inductive statistics with the collected data, and will analyze these factors one by one. 7.1 Agricultural Bank of China’s Advantages in Intermediary Business Development 7.1.1 Bank outlets all through the country On outlet construction, ABC enjoys an obvious regional advantage. According to the questionnaire, 98% interviewees agree that ABC’s outlet distribution and the arrangement of the branches and subbranches’ amount are reasonable. According to the official homepage of ABC, by the first half of 2009, Agricultural Bank of China has 42 first class branches, 8 direct branches, 1 head office department, and 5 training schools. They can basically meet the daily demand. From the north to the south, from the snow-covered plateau to the east seacoast area, from the prosperous metropolis to the remote country, wherever you are in China, you can feel ABC’s existence. Full-order outlet distribution sets a convenient condition for its business, especially professional and systematic business. Meanwhile, ABC has set up branches in Singapore and Hong Kong, as well as representative offices in London, Tokyo, New York and so on. This has basically met the overseas clients’ bank business demand. However, there is