(基于我国现状谈“信贷工厂”.docxVIP

基于我国现状谈“信贷工厂”摘要：中小企业融资难这一问题，随着我国经济发展越来越突出。本文就一种流程化、标准化、同时可以降低风险的模式“信贷工厂”进行分析和阐述，并且结合我国国有大型商业银行现阶段的发展状况提出建议，同时对“信贷工厂”模式前景进行展望。【关键字】：信贷工厂；中小企业；风险；展望Abstract: The financing problems?of SMEsare becoming more and more important in the development of our economy. The main references about a process-oriented, standardized and risk reduction lending mode are introduced precisely in this paper.Some recommendations are put forward to solve the problem combined with the?state of development of the large state-owned?commercial banks. Finally,?the?prospects for?its?application?in China was introduced.Key W