来华留学生综合医疗保险.docVIP

来华留学生综合医疗保险 Comprehensive Medical Insurance Plan of Foreign Students in China留学生综合保障计划简介Brief Introduction to the Comprehensive Insurance Plan of Foreign Students保险责任Insurance Liabilities在保险责任有效期内，本公司承担下列保险责任：This company shall undertake the following insurance liabilities during the period of insurance:·? ? ? ? 身故保险责任： 被保险人因意外伤害事故或疾病(含SARS)死亡，本公司按约定保险金额给付保险金，保险责任终止。1.1? ? ? ? Loss of Life Insurance? ? ? ? This company shall pay the stipulated amount of insurance compensation if the Insured dies of any accidental injury or disease (including SARS).·? ? ? ? 残疾保险责任： 被保险人因遭受意外伤害事故，并自遭受意外伤害之日起一百八十日内导致残疾，本公司按照《平安意外残疾附加责任条款》所附“残疾程度与给付比例表”的规定比例乘以约定保险金额给付保险金。1.2? ? ? ? Disability Insurance? ? ? ? If the Insured suffers from any accidental injury which results in any disability within 180 days since the occurrence of the accidental injury, this company shall be liable for the agreed amount of insurance multiplying the proportion stipulated in the Proportion Table between the Degree of Disability and the Payment attached to Ping An’s Additional Liability Clause for Accidental Disability.被保险人不论一次或多次发生意外伤害保险事故，本公司均按规定分别给付意外残疾保险金，但累计给付金额以不超过约定保险金额为限。This company shall respectively pay the insurance compensation for accidental disability in accordance with the stipulations no matter the Insured suffers from accidental injury for once or several times, however the accumulative payment hereto shall not exceed the stipulated amount of insurance.被保险人自意外伤害事故发生并导致残疾之日起一百八十日内由于同一原因死亡，本公司只给付约定保险金额与意外残疾保险金的差额；超过一百八十日死亡，不论是否同一原因所致，本公司按约定保险金额给付保险金，保险责任终止。If the Insured dies of the same reason within 180 days since the occurrence of accidental injury which results in any disability, this company shall be liable only for the difference between the stipulated amount of insurance and the insurance compensation for accidental disability; if the Insured dies after 180 days, this company shall pay the stipulated amount of insurance no matter the death is caused by the same rea