Chapter4BillofExchange技术总结.pptVIP

Chapter 4 Bill of Exchange汇票 一、Bill of Exchange /Draft/Exchange汇票的定义 二、Essentials of a bill of exchange汇票的要式项目 三、Acts of a bill of exchange汇票的票据行为 四、Types of bill of exchange汇票种类 一、汇票Bill of Exchange /Draft/Exchange As in the Bills of Exchange Act 1882 A bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or to the order of a specified person , or to the bearer. 二、 Essentials of a bill of exchange汇票的基本项目(必要项目) ①The word “Exchange”汇票字样 ②An unconditional order in writing无条件支付命令 ③ Amount 金额 ④Tenor 付款期限 ⑤ Date and place of Issue出票时间地点 ⑥Name and address of the drawee 付款人名称地址 ⑦Name or business entity of the payee 收款人名称 ⑧Drawer’s signature(s)出票人签名 *Unconditional:Condition terms cannot be accepted. 不允许出现任何限制支付的文句或附带条件。 如“Pay to B Company one thousand US dollars after it makes a blank endorsement不记名背书 on the back of the draft” 即不符合汇票的这一要式规定 *Unconditional:Condition terms cannot be accepted. 若支付命令指示从某特定账户中支付款项，如“Pay B company the sum of one thousand US dollars from your N0.3 account”， 表明汇票款项的支付取决于该账户中是否有足够的款额，所以该项命令违背了“无条件支付”要式规定。 ④ Tenor 付款期限 到期日计算口诀 “算尾不算头；月为日历月,月之同日为到期日，无同日即月之末日付款；假日顺延 。” ⑦Name or business entity of the payee 收款人名称 1.Restrictive Order: this bill can not be transferred to any other person.限制性抬头 Pay to xxx only/not transferable 2.Demonstrative Order: this bill can be transferred to an other person by endorsement.指示性抬头 Pay to the order of xxx/ pay to xxx or order 3.Payable to Bearer: this bill can be transferred to an other person by delivery.持票人抬头 Pay to bearer/pay to xxx or bearer Additional Form Pay this first bill of exchange (second being unpaid)付一不付二 Referee in Case of Need需要时的受托处理人 Place of Payment 付款地点 Interest and interest rate 利息与利率 Currency 用其他货币付款 Without Recourse 无追索权 Limit of Time for Presentation 提示期限 三、Acts of a bill of exchan