IC卡技术与铁路客运快速支付应用探讨.docVIP

IC卡技术与铁路客运快速支付应用探讨 Analysis about IC card and fast payment technology of railway application Li zhaofeng （中铁程科技有限责任公司，北京100081） (China Rails Travel Technology,Co.Ltd. Beijing 100081) 摘要：本文探讨了各国铁路快速售检票技术及发展趋势，并对我国尝试推广的各个快速售检票技术应用做以简介。文章详细介绍了IC卡技术在当前社会的应用情况和广泛的用途。作者认为，在各类IC卡应用中，金融卡由于其安全性和一卡多用功能将会是未来最佳的一卡多用载体，而与人们生活关联性较强手机支付也将会是人们选择快速支付最有前途的手段之一。二者将成为城际交通“一卡通”快速乘车的主流介质，在当前情况下，作者认为，铁路主管部门或政府相关单位应当持有兼容并包的胸怀主导制定相关行业标准，引导相关集成商进入智能交通领域，给国民一个多样化选择，从而促进智能交通领域信息化快速发展，提高交通客运行业服务质量。 Abstract: This paper analyses current situation of railway rapid fare collection technology and trends in the world, introduces some cases of rapid fare collection application in our country. And also, it introduces the applications of IC card technology in detail in the world today and the wide range of uses. The author believes that in all kinds of IC card applications, the financial IC card will be the one of the best multi-purpose card carrier for its features of safety and multi-purpose. And, because of the strong association with peoples living, the mobile will also be one of the most promising means of payments. Both of them will be the mainstream media of payments means for intercity traffic. And then, for now, the authors think that the railway authorities or government-related departments can develop relevant compatible industry standards with inclusive of mind, to guide related integrators entering the field of intelligent traffic, to give the passengers more choices. Thus, it will facilitate the informatization of intelligent traffic and improve the quality of traffic service. 关键字：智能交通 金融卡 一卡多用 一卡通 手机支付 Keywords: intelligent traffic financial card multi-purpose card mobile payment 1 IC卡简介 1.1 IC卡的前世今生 IC卡是集成电路卡（Integrated Circuit Card）的英文简称，它起源于信用卡，也称之为智能卡、智慧卡、微芯片卡等。IC卡的最初设想是由日本人提出，那时叫ID卡（Identification Card）。1972年法国人提出IC卡概念，1974年，法国的罗兰?莫雷诺（Roland Moreno）发明了带集成电路芯片的塑料卡片，这就是早期的IC卡。1976年法国布尔（Bull）公司研制出世界第一枚IC卡。在之后的十几年间，先后有摩托罗拉、汤姆森、日立、OKI、东芝、夏普等十几家大公司相序投入智能卡芯片和卡片的研发与生产，国际标准化组织（ISO，Interna