Risks Covered by Marine Insurance海上运输保险.pptxVIP

Risk is a cause to the loss of or damage to the goods. In marine cargo transport insurance, risks fall into Perils of the Sea（海上风险） and Extraneous Risks（外来风险） ;Perils of the sea can further be either Natural calamity and Fortuitous?accidents.海上风险可以进一步分为自然灾害和意外事故。 Natural calamity (自然灾害) include heavy weather, lightening, earthquake, volcanic eruption and so on. (The ordinary action of the winds and waves is not taken as natural calamities)自然灾害包括暴风雨雪天气，闪电，地震，火山喷发，等等。;Fortuitous accidents（意外事故）refer to fire, explosion, vessel being stranded, grounded, sunk or capsized, collision or contact of