第三节 汇款remittance结算方式.pptVIP

Chapter three Remittance; International exchange refers to operational activities related with the currency conversion and transfer of funds between countries in order to settle the claims and debts by payment instruments through banks. In broad sense--the international settlement In narrow sense--international bank remittance Types:;If the paying bank maintains a current account with the remitting bank(1) or the remitting bank has a a/c with the paying bank(2);Exercises: please write “cover instruction” for each remittance below. The paying bank has maintained an USD account with the remitting bank. Suppose an outward remittance in USD is made, how do you write “cover instruction” for this remittance? In cover, we have credited your account with us Both remitting bank and paying bank have maintained USD account with XYZ Bank, New York. Suppose an outward in USD is made, then “cover instruction” ? In cover, we have authorized XYZ Bank, New York to debit our account and credit your account with them ; A bank, at request of its customer, transfer a certain sum of money to its overseas branch or correspondent bank, instructing it to pay a named person domiciled in that country. Based on commercial credit ;汇款人（remitter/importer）: Remittance application Submit the same amount of funds and commission For our country, submit documents required by SAFE 收款人或受益人（payee/exporter） 汇出行(remitting bank)： payment order/P.O. （支付授权书)should be made out as instructed in the application and indicate the reimbursement of remittance cover ; outward remittance 汇入行或解付行（paying bank）： paying in strict compliance with the P.O. and authenticate the relevant signature or test key ; usually paying after its receipt of the funds from the remitting bank; clean payment; inward remittance; Based on the means of transferring funds, 电汇（telegraphic transfer, T/T） the remitting bank sends the P.O. to the paying ba