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1 A bank advance can take two forms, loans or ___.
a、draft
b、 feneration
c、 lease
d、 over draft
2 With the overdraft method, the amount of the agreed advance is noted in the customer’s account as the limit up to which he may ___ his account.
a、draw
b、 overdraw
c、 withdraw
d、 withdrawal
3 If an applicant is not well known to the bank, the bank may ask for ___.
a、security
b、 references
c、 witnesses
d、 evidence
4 It may be advisable to define a bank as an ___ for financial work.
a、framework
b、 machine
c、 organ
d、 institution
5 If advances take the form of loans, new credit ___ immediately increases advances and deposits by the full amount.
a、granted
b、 given
c、 offered
d、 issued
6 A bank scrutinizes more closely ___ of whose credit standing it has no direct knowledge.
a、outside applicants
b、 current applicants
c、 applicants
d、 non-applicants
7 If the bank has net losses it must collect ___ or sell investments.
a、lease
b、 transactions
c、 loans
d、exchanges
8 If kept in your own home, your ___ might be lost or stolen.
a、values
b、 valuable
c、 value
d、 valuables
9 We should present the withdrawal order to the ___.
a、receptionist
b、 accountant
c、 assistant
d、 teller
10 In the case of loans, the whole amount advanced is at once credited to the customer’s ___.
a、time account
b、 current account
c、savings account
d、 loan account
11 With a ______ deposit, you would be able to withdraw money whenever you need.
a、demand
b、 time
c、 fixed
d、 irregular
12 One of the most important services of a bank is regular passbook ___.
a、bank
b、 save
c、 savings
d、 saving up
13 The largest source of income of a bank is through ___.
a、lease
b、 transactions
c、 exchanges
d、 loans
14 The amount of advances may vary according to whether credit policy is tight or ___.
a、slack
b、 loose
c、 free
d、 easy
15 When the economists speak of a balanced economy, he envisions an overall balance between production and ___ .
a、consumption
b、 expense
c、 money
d、 presumption
16 All advance accounts are kept under regul
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