Climate Change Assessment for Banking Sector气候变化对银行业影响.pptxVIP

Business Climate Change;;Climate Change and Banking;4;5;6;Market Capitalisation: US$207 billion Located in: 74 countries Four global businesses: Retail Banking and Wealth Management Commercial Banking Global Banking and Markets Global Private Banking ;Current Climate Strategy;;Policy comparison; ;The UK’s biggest underwriter of fossil fuel bonds and shares. ; Definition of own carbon emissions Includes: Direct emissions Emissions from the electricity it purchases Emissions from business travel Excludes carbon emissions which come from bankrolling fossil fuel firms Annual spend on carbon offset schemes and other projects HSBC spent about ￡10 million in 2012 on carbon offset schemes and other projects - Lloyds spent about ￡500 million ;Key concept: carbon risk management;Recommendations; Quantify the scope 3 emission accurately. Real impact of bank’s activities on future emissions. Easier assessment of carbon risks. Green investment targets. Alignment of Banker Incentives: rewarding green investments Focus on new opportunities, especially on investment banking. Example: emission trading platforms ;Any Questions;18;19;Extra Slides;21;22;23;ICBC ;Reinforcing the institutional construction of “green” credit loan Improved policy and institutional system Carried out in the whole process of credit loan Promoted in the credit loan structure of the whole bank In 2013, ICBC issued “green” credit loan policy in 61 industries, covering 85% of the bank loan Guiding industrial restructuring Control the credit loan supply to industries with excess production capacity Promoted “green” adjustment in the credit loan structure of the whole bank Supporting “green” economic development Study advanced practices in the sustainable field Preferentially supported the “green” credit loan projects of customers Low carbon operation Set up e-banking(80.2% of its business volume) Develop of office information systems, significantly reduce office paper use (saving 158 m