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annuity products overview - annuity financial（年金产品概述-年金金融）
ANNUITY | ANNUITY PRODUCTS OVERVIEW
Annuity Products Overview
Product Description Issue Ages Premiums
(age last)
Flexible Premium Deferred Indexed Annuity. Premium may be allocated to a Minimum = $1,000 per
Fixed Option or three Alternative Index Interest Crediting Methods (Annual year (or $84 per month)
Marquis Centennial Point-to-Point, Monthly Average, Monthly Cap).
Maximum initial premium
Indexed Annuity The guaranteed minimum surrender value for this contract will be 87.5% of 0 – 85 (without prior consent
(LL-11-FPIA-1) all net premiums (less any withdrawals) accumulated at 1% – 3% interest. of the company) =
(FPDA 06-I)* Various surrender charge periods are available as well as 10% free withdrawals,
and nursing home and terminal illness waivers after the first policy year. $750,000 age 0–69
*(FPDA 06-I only available in states that have not approved the LL-11-FPIA-1) $500,000 age 70–85
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