中文录入（Chinese input）.docVIP

中文录入（Chinese input） The main causes of rural financial poverty in China are the softening of rural financial investment, the loss of rural financial resources and the obstruction of rural capital flow. The weak economic foundation has restrained the emergence and development of rural finance, and the decline and weakening of rural finance have hindered the development of rural economy. 1, from the financial needs of view Rural financial demand is mainly farmers and rural enterprises, farmers and rural enterprises lack of influence from different aspects, which leads to the lack of rural financial demand. First, the financial needs of poor farmers have not been satisfied for a long time, and have been forced to disclose. The poor farmer is a kind of special financial demand subject, the simple reproduction and the basic life of funds are shortage, often produce financial demand objectively, but as a financial institution loans, the loan risk, and therefore often reject the loan supply in the formal financial organization, this part of the financial demand is often mandatory check. Two life has been basically solved the problem of food and clothing of the farmers, they have certain ability of credit, generally more emphasis on credibility, but because of the weak, the financial demand is limited, financial institutions on their loans only small loans. Nevertheless, because of the strength of the rural credit cooperatives lack of funds, to maximize meet this part of the financial needs of farmers, thereby inhibiting financial demand, limiting their financial needs of the development of the desire, and the resulting financial demand impulse. Three, rural enterprises are developed by rural investment on the basis of local resources. The production skills of these enterprises are simple, the ability to resist risks is low, and their development ability is very limited. Because of the uncertainty of the market, the risk of production and operation of rural enterprises is a