组合贷款用公积金月冲 六招巧还牛年房贷（With the provident fund loan portfolio of the red ox mortgage also clever trick）.docVIP

组合贷款用公积金月冲 六招巧还牛年房贷（With the provident fund loan portfolio of the red ox mortgage also clever trick） With the provident fund loan portfolio of the red ox also clever trick mortgage? Today, housing loans have become the most important household expenditure for most wage earners. The banks in the way of repaying the products on the fixed rate loan, emerge in an endless stream, balloon relay - and other revolving loan repayment methods a variety of dazzling, but at a rate cut cycle of the mortgage is how to test the wisdom of the family financial management. Financial experts advise: in the year of the ox owing on the economic environment is not good, and in the context of the rate cut cycle, the lender can according to their income situation, skillfully choose different repayment. Refinance for more affordable banks The term mortgage means the new loan Banks help customers find Guarantee Corporation, pay off the original loan bank money, and then re apply for loans in the new loan line, while you can enjoy 30 percent off discount, which paid thousands of Guarantee Corporation guarantee fees can be. It is understood that most banks can handle non mortgage transactions, but in actual operation, small joint-stock bank is actively seeking customers more willing to provide services to the mortgage, and can give more preferential lending rates. Now professional mortgage agencies generally do not charge service fees to buyers, but there are still some unavoidable costs, including guarantee fees, assessment fees, mortgage fees, notarization fees and so on. A 300 thousand yuan mortgage (information, products, forums) The mortgage costs, basically in 7000-8000 yuan. It should be noted that, for housing loans early repayment should have been loans in more than 1 years of customers, so that most banks do not receive breach of contract payments. Financial experts remind consumers, in the process before you must see clearly your loan contract. For fixed rate loans, customers should